Why is it necessary?
Because of the COVID-19 pandemic, the island of Aruba must ensure that all visitors are properly insured and that local medical- and non-medical providers are not left with unpaid bills. Subject to some sub limits and overall limit of US$75,000, a visitor who tests positive for COVID-19 in Aruba, will have very few, if any, out-of-pocket expenses. The medical- and non-medical providers are paid directly by the locally licensed insurers, giving you a peace of mind in case you test positive for COVID-19 in Aruba.
What does it cover?
HOSPITAL COSTS- Hospitalization expenses to treat severe COVID-19 symptoms, including specialist fees, diagnostic x-rays, lab expenses and nursing costs.
INTENSIVE CARE UNIT COSTS – Intensive Care Unit charges for treatment of a critical ailment caused by COVID-19.
TRANSPORTATION- Costs of specialized transportation of a Covid-19 infected person up to an aggregate sublimit of $350.
DOCTOR CONSULTS- Costs of doctor consults up to an aggregate sublimit of $500.
ISOLATION EXPENSES- Maximum sublimit of $125 per day, max. 14 days, in case of a positive Covid-19 test result. Preventive government mandated quarantines for fellow travelers and those who tested negative are NOT COVERED.
COVID-19 TEST- Max. 4 medically necessary Covid-19 tests as out-patient with a sublimit of $75. Tests are only covered with referral from the Aruba Government Health Department (DVG). The mandatory first test upon arrival in Aruba is excluded.
MAXIMUM LIMIT- The overall maximum limit for all benefits together is $75,000.
How much does it cost?
Ages 15 – 75
Effective 1 November 2020, a flat premium of $30 is being charged for stays not exceeding 180 days.
Ages 0 -14
Children up to & including age 14 are charged a flat premium of $10 for stays not exceeding 180 days.
Ages 76+
Effective 1 November 2020, a flat premium of $30 is being charged for stays not exceeding 180 days.
The premium is non-refundable, unless you’ve made a duplicate purchase or if you cancelled your trip to Aruba. The premium must be paid every time you re-enter Aruba.
